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Understanding the Debt-Service Coverage Ratio

Lenders use the debt-service coverage ratio (DSCR) to determine whether your business qualifies for a loan and under what terms.…

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Is the U.S. approaching an economic turning point? ~ Credit Sesame

Credit Sesame discusses the approach of an economic turning point for the United States. Economic cycles tend to consist of…

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7 Ways to Spot Student Loan Forgiveness Scams

Student loan forgiveness scams are the worst. It’s bad enough you’ve got student loans you need to pay off. Now,…

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24 Perfect Side Hustles for College Students

THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION.As a college student, you spend a lot…

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29 Minority Small Business Grants

Starting and growing a small business is no easy feat, especially for minority entrepreneurs who often face additional barriers. Thankfully,…

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How to Save Money on Your Electric Bill

Some seasons have us watching the thermostat like a hawk (a super money-conscious hawk). But let’s face it—these days, our…

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24 Jobs For Stay At Home Moms to Earn Income

THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION.In today’s world, many moms choose to stay…

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6 Tips for Creating a Customer Base From Scratch

Starting a business is an exhilarating endeavor, but building a solid, loyal customer base is a crucial endeavor that can…

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7 Employee Retention Strategies Your Business Needs

Employee retention is a top priority for HR and business leaders. As our economy comes out of the Great Resignation,…

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15 Smart Money Moves All Newlyweds Should Follow for Financial Success

THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION.Getting married is an exciting milestone, filled with…

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