Personal Finance

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Latest Personal Finance News

Will an emergency loan impact my credit?

Anastasiia Shavshyna/Getty Images Key takeaways When you apply for an emergency loan, a lender usually performs a hard credit check…

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Delta Air Lines partners

Key takeaways With over 20 global airline partners, Delta offers access to hundreds of destinations around the world. Delta SkyMiles…

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I’m 55 With $1.2 Million in My 401(k). Should I Pivot to Roth Contributions?

Building up some retirement savings in a Roth account when you already have a significant traditional 401(k) at age 55…

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8 types of personal loans and their uses — plus 5 to avoid

Key takeaways Personal loans come in many forms, including secured and unsecured loans, debt consolidation loans and personal lines of…

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How to score a rewards card without good credit

Key takeaways You may not qualify for the most rewarding credit cards without a good credit score, which is why…

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How to Create a Retirement Income Stream

Creating a reliable and adequate income stream from investments is one of the main goals of retirement planning. Learning how…

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Roughly 30% back-to-school shoppers report going into debt over back-to-school shopping; is buy now, pay later the solution?

Over the past few years, American consumers have been grappling with the impact of inflation on their wallets. With back-to-school…

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Is Upside a good way to save at gas stations, restaurants and grocery stores?

This page was originally published in January 2022 and reflects the pricing, rewards rates and the author’s experiences of that…

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Can Retirees Contribute to a Traditional or Roth IRA?

Tax-advantaged retirement accounts such as traditional and Roth IRAs are important tools for retirement planners accumulating wealth to provide for…

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How to use 0% APR credit cards for home renovations

Key takeaways Using a credit card’s introductory APR promotional period to finance home renovation costs can help you save money.…

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