Personal Finance

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Latest Personal Finance News

Do balance transfers hurt your credit score?

Key takeaways Applying for a new balance transfer credit card usually requires a hard credit inquiry, which may lower your…

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10 alternatives to personal loans and who they’re for

Key takeaways Alternative personal loan options include credit cards, home equity loans and buy now, pay later plans. Each alternative…

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Amex Blue Cash Preferred benefits guide

Ariel Skelley/Getty Images Key takeaways The Blue Cash Preferred® Card from American Express offers cash-back rewards on common, everyday categories…

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Aligning U.S. Housing Market Expectations With Reality Is Key

Access to housing in the United States is one of many issues Americans face as they grapple with the current…

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How Much Does a Roth Conversion Cost in Florida?

When you make a Roth conversion, the costs will depend on where you live.Converting money to a Roth IRA has…

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Is it better to pay off your credit card or keep a balance?

Carlina Teteris/Getty Images Key takeaways Carrying a balance on a credit card usually results in paying more for purchases due…

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Universal Wallets Set To Become Consumers’ Gateway To All Things Digital

The surge in popularity of digital wallets is a big multi-year story in payments. The convenience of being able to…

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E.U. Top Court Rules That Apple Must Pay Billions In Back Taxes

The European Union's top court has issued a final ruling in an ongoing legal battle over tax benefits, finding that…

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A Big Student Loan Relief Program Ends In 18 Days, With Credit Report And Loan Forgiveness Implications

A major student loan relief program that has benefited millions of Americans is about to end later this month. And…

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What Retirement Accounts Can Be Held Jointly?

While bank accounts and many other financial accounts can be jointly owned, retirement accounts like IRAs and 401(k)s are inherently…

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