Personal Finance

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Latest Personal Finance News

How to Receive Charitable Tax Deductions

Every year, charitable individuals and households make one saying a reality when they make a donation to nonprofits: It’s better…

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How to calculate interest on a loan: Tools to make it easy

Key takeaways Lenders charge two types of interest to earn money on the amount borrowed: simple or amortized. Short-term loans,…

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Maximize rewards with these transfer bonuses

Key takeaways The top credit card programs partner with select airlines and hotels, allowing you to transfer points and miles…

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USAA Bank savings account rates

Logo by USAA Bank; Illustration by Hunter Newton/Bankrate USAA is a members’ association, and many of its products — including…

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What Comes Next For Banks With Generative AI

At the start of the digital revolution, Bill Gates said that “banking is necessary; banks are not.” That was back…

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Don’t Skip The IRS ‘Yes Or No’ Crypto Tax Question On 2023 Tax Returns

There is a lot of talk about crypto investors and tax compliance, but a yes or no question can be…

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$336 Million In Student Loan Forgiveness Approved In These 3 States

The Biden administration has been steadily approving student loan forgiveness for millions of borrowers across the country. Through a series…

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When Should I Take My First RMD?

You may not be thinking about required minimum distributions (RMDs) throughout your career, but chances are that they’ll be on…

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Who Is Eligible for the Earned Income Tax Credit (EITC)?

The earned income tax credit can provide substantial financial benefits for low-income working individuals and families, reducing taxes by hundreds…

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How to manage your personal loan and save money

Key takeaways Set up an automated payment if it’s offered by the lender to keep on top of your loan…

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