Personal Finance
Latest Personal Finance News
How to choose a cash back credit card
There are four main types of cash back cards: flat-rate, fixed bonus categories, rotating bonus categories and cardholder's choice categories.…
Citibank new bonuses for checking and savings accounts
Citibank, the banking arm of financial giant Citigroup, and the nation’s fourth-largest bank by assets, frequently offers bonuses to attract…
Another Economic Train Wreck Is Coming In California
California calls itself the Golden State, but its governance is pure lead. Never has an area with so much going…
Breaking Down The $525,000 Dream Income
In a 2023 study, millennials reported needing to earn $525,000 a year to be happy. But $525,000 is wildly out…
I’m 64 With $650k in an IRA. Should I Start Converting to a Roth to Avoid RMDs?
You can reduce the impact that taxes have in retirement by converting pre-tax savings into Roth assets. Doing so not…
How to use a credit card wisely in 8 steps
Key takeaways Using your credit card wisely starts with understanding your card agreement and the rules you must follow to…
Best business CD rates for June 2024
It’s not always easy finding competitive yields if you own a business. A business certificate of deposit (CD) can be…
IRS Can Audit 3 Or 6 Years Back Or Sometimes Forever; States Can, Too
If you face a tax audit and can legitimately point to the statute of limitations to head off trouble and…
What The Fed’s Steady Interest Rate Decisions Mean For Your Wallet
The Federal Reserve recently decided to hold interest rates steady at 5.25% to 5.5%. While inflation remains elevated — with…
Should I Take a $200,000 Lump Sum or $1,850 Monthly Payments for My Pension?
If you have a pension, your employer will usually give you a choice at retirement: buyout or payments. It’s important…
