Personal Finance

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Latest Personal Finance News

I’m 62 With $1.6 Million in My 401(k). Should I Convert $160,000 Per Year to a Roth IRA to Avoid RMDs?

Converting your 401(k) to a Roth portfolio will allow you to entirely avoid RMDs. This is a legitimate form of…

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Do installment loans build credit? Yes — here’s how

Key takeaways Installment loans can help improve your credit score over time with regular payments. Missing a payment can cause…

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Is the Petal 2 “Cash Back, No Fees” Visa Credit Card worth it?

Key takeaways The Petal® 2 “Cash Back, No Fees” Visa® Credit Card is a good option for those who want…

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Bankrate’s Q2 Economic Indicator Survey: What economists see for the job market, inflation, the Fed and more in the year ahead

To the outside viewer, the Federal Reserve looks like it’s come close to achieving the impossible soft landing of the…

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Take Trump Seriously When He Says Tariffs Will Pay For Tax Reform

President Biden and former President Trump differ on many things. But when it comes to international trade, they have more…

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Those Making $450,000 Or More Get Half The Benefit Of Extending The TCJA

Households making about $450,000 or more would receive more than 45% of the benefits of extending key provisions of 2017…

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10 Signs That You’re Financially Ready to Retire

Determining when it’s time to retire involves recognizing key financial indicators that signal readiness. Signs that show you’re financially prepared…

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The latest rules of tipping: How much to tip in 2024

Despite how commonplace tipping is in the U.S., it can still seem confusing to understand how much to tip for…

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What is inflation? Here’s how rising prices can erode your purchasing power

Key takeaways Inflation is a sustained increase in prices of goods and services, which can negatively impact purchasing power and…

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To Attract Great Employees, Do Great Things

In less than two weeks, some of the world’s greatest athletes will gather at the starting line in the Vaires-sur-Marne…

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