Personal Finance

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Latest Personal Finance News

Banks Need To Get On The Buy Now, Pay Later Bandwagon

OBSERVATIONS FROM THE FINTECH SNARK TANK Spurred by the spike in online and mobile shopping during the pandemic, the popularity…

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Gearing Up For The 2025 Energy Tax Debate

The guidance implementing the energy tax credits in the Inflation Reduction Act is not yet complete, but it’s already time…

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Biden Proceeds With Hardship Student Loan Forgiveness Plan — 6 Key Details

Last week, President Joe Biden praised his administration’s efforts to provide debt relief to borrowers, noting in his State of…

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I’m 63 With a $1.6 Million Net Worth and $4,500 in Monthly Expenses. Can I Retire Now?

With a $1.6 million net worth and $4,500 in monthly expenses, retiring at 63 is a possibility, but quite a…

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When and How to Report a 1031 Exchange on Your Tax Return

A 1031 exchange allows certain real estate investors to defer capital gains taxes when selling one investment property and reinvesting…

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What is the APR on a personal loan?

The annual percentage rate, or APR, is one of the most important factors to take into account when applying for…

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Best credit cards for airport lounge access

kelvn/GettyImages; Illustration by Hunter Newton/Bankrate The airport is usually not an enjoyable place to spend time, especially when delays spring…

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Current CD rates for April 2024

Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account. A bank…

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Brick-And-Mortar Bank Branches Adapt To Meet Consumers’ Needs

In recent years, both banks and businesses have undergone significant transformations. These changes were bolstered by the world’s response to…

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Federal Court Grants Summary Judgment Motion On Willful FBAR Penalty

Litigation in federal court is analogous to a game of chess. Although each side has a limited number of moves,…

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