Personal Finance

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Latest Personal Finance News

Defined Benefit Plans for the Self-Employed

Unlike other retirement plans, a defined benefit plan for the self-employed promises a specific payout upon retirement, calculated based on…

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Debt consolidation without a loan: Here’s how to do it

Key takeaways Debt consolidation loans may not be the best option for every financial situation. Balance transfer credit cards, home…

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Best no-personal-guarantee business credit cards

A personal guarantee on a credit card makes you personally responsible for all payments and any resulting debt charged to…

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Back To School…Estate Planning? POAs For College Bound Kids

Every year when August arrives, many high school graduates and their parents turn their attention to the college bound chaos…

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Tenth Circuit Orders Sale Of Debtor’s LLC Interest In Marijuana Business In Barch

We have frequently discussed the use of charging orders to enforce judgments against a debtor/member's interest in an LLC or…

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I Will Claim a $3,750 Social Security Benefit. Will My Wife Automatically Get a Spousal Benefit?

If your wife is eligible to collect a spousal benefit, whether or not it is paid automatically can depend on…

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Your guide to Apple Card’s cash back program

Key takeaways The Apple Card offers 3 percent daily cash back on Apple purchases and select merchants, 2 percent on…

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How To Survive An IRS Employment Tax Audit

In recent years, the IRS has devoted more resources to employment tax matters. In addition to standard non-reporting and non-payment…

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Life Span, Health Span, Wealth Span: A More Expansive Approach To Retirement Planning

Until recently, I’ve never been enamored with the notion of living a longer-than-average lifespan. Perhaps this is because my primary…

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At What Age Should You Retire From the Federal Government?

Federal employees generally receive annuity-based pension funds when they retire. Depending on when you joined the government, this may be…

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