Personal Finance
Latest Personal Finance News
How to calculate loan payments and costs
Key takeaways Your payment is calculated based on your interest rate and repayment period. The type of loan (interest-only or…
How to pay a credit card bill
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
Can a CSRS Retiree Collect Spousal Social Security?
Determining whether a Civil Service Retirement System (CSRS) retiree can collect spousal Social Security benefits isn’t always easy. Typically, because…
Pros and cons of credit-builder loans: Will one work for you?
eclipse_images/Getty Images Key takeaways A credit-builder loan helps borrowers improve their payment history — and by extension their credit score…
IHG One Rewards guide
Key takeaways IHG One Rewards is a free loyalty program for the InterContinental Hotels Group that lets members earn points…
Do 401(k) Contributions Automatically Stop When You Hit the Limit?
Understanding when 401(k) contributions stop is essential for employees who want to maximize their retirement savings. Contributions to a 401(k)…
Best debt relief options for credit card debt
Struggling with credit card debt can feel overwhelming. High interest rates and compounding balances make it difficult to pay down…
Why Invest in a Roth IRA?
Unlike traditional IRAs, contributions to a Roth IRA are made with after-tax dollars, meaning that withdrawals in retirement are tax-free.…
Top 3 alternatives to installment loans
Key takeaways An installment loan may not be your best option to cover ongoing expenses. Some ways to borrow money…
How to dispute a credit card charge
Disputing a charge — whether you were double-billed, overcharged or hit with credit card fraud — is one of your…
