Personal Finance
Latest Personal Finance News
Pros and cons of credit-building products
Key takeaways The major advantage of credit-building products is the potential to improve or establish your credit score. Higher rates…
Should I use a personal loan to pay off credit card debt?
Key takeaways Using a personal loan to pay off credit card debt can save money on interest and simplify monthly…
Social Security in Texas: Everything You Need to Know
As one of a handful of states with no state income tax, Texas is one of the more financially attractive…
When and how to refinance a personal loan
Key takeaways Ideally, you should refinance a personal loan only if you can secure a lower rate and save money…
The 800 credit score: What it means, why it helps and how to get one
Key takeaways A credit score of 800 or above is considered excellent and comes with the same benefits as a…
When Is the Best Time of Year to Retire?
Choosing the best time of year to retire is largely subjective as it can impact your taxes, healthcare costs, retirement…
Guide to Capital Gains Taxes on Commercial Properties
Capital gains tax on commercial property can vary depending on factors like the length of ownership and the taxpayer’s income…
How to calculate loan payments and costs
Key takeaways Your payment is calculated based on your interest rate and repayment period. The type of loan (interest-only or…
How to pay a credit card bill
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
Can a CSRS Retiree Collect Spousal Social Security?
Determining whether a Civil Service Retirement System (CSRS) retiree can collect spousal Social Security benefits isn’t always easy. Typically, because…
