Personal Finance

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Latest Personal Finance News

401(k) Deferral Deposit Deadlines

Late 401(k) contributions can potentially lead to penalties and missed investment opportunities. Employers must adhere to strict deposit deadlines to…

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Know your rights when facing credit card fraud

Key takeaways Credit card fraud is on the rise, but there are many systems in place to protect your identity…

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Differences of Direct vs. Indirect Rollovers

Managing retirement savings effectively often involves rollovers, which allow investors to move funds from one retirement account to another without…

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Steps to prequalify for a personal loan

Jordi Mora igual/Getty Images Key takeaways Prequalification lets you view your predicted loan rates and approval odds without impacting your…

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Best rotating category credit cards

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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Understanding 401(k) Contribution Errors

Correcting 401(k) contribution errors involves identifying the mistake, adjusting future contributions and potentially making retroactive corrections to comply with IRS…

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Taking out a personal loan to buy a timeshare

Key takeaways Timeshare loans are often affiliated with timeshare property developers and have steep interest rates. Personal loans from banks…

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Best American Airlines credit cards

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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Is It Wise to Convert 20% of My IRA to a Roth Each Year to Avoid Taxes and RMDs?

Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many…

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Under-the-radar credit card perks you should know

Key takeaways While card perks – like cash back rewards or points – are well-known, many of the lesser-known credit…

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