Personal Finance
Latest Personal Finance News
Does APR matter if you pay your credit card off on time?
PhotoAlto/Frederic Cirou/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Your card’s annual percentage rate — or APR — is the interest…
Should you replace your bank account with PayPal?
There’s a good chance you’ve encountered an option to checkout with PayPal when shopping online. Using PayPal to make a…
How To Buy A Small Business With No Money Down
Chelsea Mandel and her firm Ascension Advisory are on a mission to help small business buyers borrow a $17 billion…
New Laws And Budget Proposals—Including One That’s Out Of This World
This is a published version of our weekly Forbes Tax Breaks newsletter. You can sign-up to get Tax Breaks in…
FAFSA Failures Continue With Upward Of 30% Having Errors
The Department of Education announced last week that upward of 30% of FAFSAs that had been submitted to date will…
Is it Wise to Convert 10% of My 401(k) into a Roth IRA Each Year to Avoid Taxes and RMDs?
A Roth IRA has a couple of significant advantages. Most notably, they allow your retirement savings to grow tax-free (as…
Understanding Form 8606 for IRA Taxes
If you use an IRA to save for retirement, IRS Form 8606 might be an important part of tax season.…
How to choose the best bad credit loan company
The Good Brigade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Bad credit loan companies lend money to credit-challenged borrowers who need…
Is it safe to give out my card details over the phone?
MoMo Productions/Getty Images Key takeaways Credit card payments made over the phone or internet are classified as "card- not-present" (CNP)…
Wells Fargo CD rates
Image by Getty Images; Illustration by Tiffany Herring Wells Fargo offers three terms of certificates of deposit (CDs) with annual…
