Personal Finance

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Latest Personal Finance News

What States Have a Flat Income Tax?

While the federal government applies a consistent tax system to every citizen, states have tax rates they set independently from…

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Why Capital One’s $35 Billion Discover Takeover Will Be A Profit Game Changer

If Capital One’s COF $35 billion bid to acquire Discover Financial Services DFS makes it through regulatory scrutiny, the deal…

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Best online banks that take cash deposits

Using an online-only bank often means you’ll earn higher rates and pay fewer fees than you would with a brick-and-mortar…

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Payday loans vs. installment loans: One is a much better option

Luis Alvarez/Getty Images Payday loans are designed for people with bad credit or little credit history. These loans come with…

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Your 529 Plan Just Got A Juicy New Perk

‍If you're using a 529 plan to save for your child's higher education, a recent legislative update could be a…

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The Essential Tax Guide For Last Minute Filers

Tax forms, changes, deadlines and refunds. Whether you’re starting or finishing your 2023 1040, we’ve got tips to see you…

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How to maximize flat-rate cash back credit cards

Flat-rate cash back credit cards definitely have their advantages — especially for people who have no desire to keep track…

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How Much Money Most People Have Saved By Age 60

According to The Federal Reserve, the median retirement account savings for households between ages 55 and 64 is roughly $185,000. While…

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Want to save money on paper checks? Skip your bank

With online bill payment and mobile wallets on the rise, consumers are relying less on paper checks. Those who do…

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Tax Deferred vs. Tax Exempt Retirement Accounts

The most common form of retirement account is tax-deferred. This refers to portfolios which allow untaxed contributions and gains during…

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