Personal Finance

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Latest Personal Finance News

Pros and cons of credit-builder loans: Will one work for you?

eclipse_images/Getty Images Key takeaways A credit-builder loan helps borrowers improve their payment history — and by extension their credit score…

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IHG One Rewards guide

Key takeaways IHG One Rewards is a free loyalty program for the InterContinental Hotels Group that lets members earn points…

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Do 401(k) Contributions Automatically Stop When You Hit the Limit?

Understanding when 401(k) contributions stop is essential for employees who want to maximize their retirement savings. Contributions to a 401(k)…

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Best debt relief options for credit card debt

Struggling with credit card debt can feel overwhelming. High interest rates and compounding balances make it difficult to pay down…

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Why Invest in a Roth IRA?

Unlike traditional IRAs, contributions to a Roth IRA are made with after-tax dollars, meaning that withdrawals in retirement are tax-free.…

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Top 3 alternatives to installment loans

Key takeaways An installment loan may not be your best option to cover ongoing expenses. Some ways to borrow money…

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How to dispute a credit card charge

Disputing a charge — whether you were double-billed, overcharged or hit with credit card fraud — is one of your…

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How to Uncover Hidden 401(k) Fees

Many employees rely on 401(k) plans for retirement savings. But hidden fees in 401(k) plans, including administrative costs, investment fees…

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Boat loans for older boats vs. new boats

Anton Petrus/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways New and used boat loans are available from banks, credit…

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7 credit card tips for college students

Key takeaways Student credit cards offer rewards and incentives geared toward students and may be easier to qualify for. Credit…

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