Personal Finance

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Latest Personal Finance News

I’m 65 With $800k in an IRA. Should I Convert $100,000 Per Year to a Roth to Avoid RMDs?

Converting to a Roth IRA can be tricky business. For the right household, this is an excellent way to save…

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4 Tax Benefits of Using an LLC for Your Rental Property

Forming a limited liability company (LLC) can offer significant tax advantages for real estate investors, including pass-through taxation and a…

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6 types of emergency loans and their uses

Key takeaways There are several emergency loan types that can fund urgent needs quickly — in some cases within one…

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How to convert Capital One cash back into miles: A step-by-step guide

Hinterhaus Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Capital One allows cardholders to convert cash back rewards into miles. The…

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There’s now a 100-year CD. Here’s what you should know

One of the latest arrivals on the financial product scene is the 100-year certificate of deposit (CD). This innovative offering…

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U.S. Tax – Think Carefully Before You Get (Or Keep) A Green Card

Hoping to win the U.S. green card lottery? As the adage goes, buyer beware. Many individuals either rush to obtain…

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3 Simple Steps To Get Organized And Save Money

Owning a lot of stuff is expensive. And your disorganized belongings can cost you even more money. If you cannot…

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6 Strategies to Protect Your Retirement Income

Retirement planning aims to ensure a steady stream of income that could sustain your lifestyle after leaving the workforce. To protect…

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Where can I get a bad credit loan?

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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How to choose a cash back credit card

There are four main types of cash back cards: flat-rate, fixed bonus categories, rotating bonus categories and cardholder's choice categories.…

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