Personal Finance

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Latest Personal Finance News

When Can My Spouse Claim Social Security Benefits?

Knowing when a spouse can claim Social Security benefits can significantly impact retirement planning. Spousal benefits allow one partner to…

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Upstart vs. SoFi: Which offers better personal loans?

JGI/Tom Grill/Getty Images Key takeaways Upstart is best for consumers with less-than-perfect credit. SoFi is best for those with good…

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How to get your secured credit card deposit refunded

Key takeaways Once you’ve built up your credit and are ready to close your secured credit card account, you can…

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Mistakes Investors Might Make When Following The Herd

If you had to put $10,000 of your cash savings into an investment vehicle today, how would you choose? There’s…

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What Is the Solo 401(k) Contribution Deadline?

A solo 401(k) plan is a powerful retirement savings tool designed specifically for self-employed individuals and business owners without employees.…

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What counts as “entertainment” on the Capital One Savor cards?

The Capital One Savor Cash Rewards Credit Card is no longer taking new applicants as of July 2024, although existing…

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Those Leaving Prison Face Reentry Obstacle From Occupational Groups

Note: This entry was updated on July 31, 2024 to reflect a proper citation for National Employment Law Project’s work…

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How to Make a Retirement Income Plan

When it comes to how to plan for retirement income, start by evaluating your anticipated living expenses, considering healthcare costs…

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How to finance a mobile or manufactured home

Key takeaways Mobile homes, also known as manufactured homes, can be a cost-effective alternative to buying a traditional home. Due…

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How your grace period lets you avoid paying interest on a credit card

Key takeaways A grace period is the time between when your credit card billing cycle closes and your bill is…

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