Personal Finance

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Latest Personal Finance News

IRS Announces Direct File Program Will Be Available In Twice As Many States In 2025

The U.S. Department of the Treasury and the IRS have announced that the number of states offering Direct File will…

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Student Loan Forgiveness Lawsuit Transferred, Potentially Opening Path To Relief For 30 Million People

The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…

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IRS Introduces Process For Third-Party Payers To Withdraw Bad Employee Retention Credit Claims

The IRS is not backing down on efforts to stem the tide of what it believes to be erroneous or…

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Plaid’s Former Billionaire CEO Has A Bold Plan To Revive Its Growth

After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…

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What is an excellent-credit personal loan?

Paul Bradbury/Getty Images Key takeaways An excellent-credit personal loan usually caters to borrowers with credit scores above 800. Personal loans…

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Personal loan default: What it is and how to get out of it

Key takeaways A personal loan is in default if you fail to make scheduled payments over a defined period. Reaching…

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Deciding between a personal loan vs. a credit card: Which is better?

Key takeaways Personal loans are best for large, one-time purchases or bills. Credit cards are best for everyday spending and…

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How I saved thousands of dollars on a trip to Australia with credit card points and miles

I love to travel in style. But I can’t afford to travel like the rich and famous, at least not…

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Personal loan vs. the store’s no-interest loan for furniture

Key takeaways Some furniture stores offer in-store financing to pay for furniture over a specified period. You could also use…

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Best ways to use 100,000 points

Key takeaways It's possible to earn 100,000 points quickly with a single credit card sign-up bonus, but you could also…

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