Personal Finance
Latest Personal Finance News
We Are 65 With $1.9 Million in a 401(k) and IRA, and $5,200 Monthly From Social Security. What’s Our Retirement Budget?
To really build a complete retirement budget as a couple, you’ll need to take into account both potential income sources…
What Is a Graduated Income Tax?
A graduated income tax is the same thing as a progressive income tax system, where you pay a larger percentage…
Should you use a personal loan to invest and build wealth?
Key takeaways Personal loans are generally free of spending restrictions, so you can potentially use the funds to invest. However,…
How to replace a lost or stolen credit card
AndreyPopov/Getty images Key takeaways If your credit card has been lost or stolen, don't panic — there are steps you…
Here’s how to use an extra paycheck this month
For workers who are used to receiving their paycheck every other week, the calendar is aligned in March to give…
This Week In Credit Card News: An AI-Powered Shopping Assistant; Will Issuers Keep Raising Rates In 2024?
Credit Card Issuers Aren’t Done Raising Rates, Despite Fed Pause Americans with credit card debt won’t see relief even after…
California Is Becoming The North Korea Of Taxation—And Things Are Only Going To Get Worse
California is just about the most overtaxed state in the nation. But too much is never enough for its politicians.…
A Primer On Creditor Exemptions
The entry of a judgment means the beginning of post-judgment enforcement proceedings by the creditor against the debtor and, more…
I’m 62 With $1 Million in a 401(k). Should I Convert $100,000 Per Year to a Roth IRA to Avoid RMDs?
Retirees with significant assets often have to plan around required minimum distributions (RMDs). If you already have sufficient income and don’t…
Do I Have to Worry About the Gift Tax If I Give My Son $75,000 Toward a Down Payment?
Unless you have given away more than $13 million in your lifetime, a $75,000 gift will not trigger the federal…
