Personal Finance
Latest Personal Finance News
What Is an Active Participant in a Retirement Plan?
Active participation in a retirement plan refers to an individual being involved in an employer-sponsored retirement program, like a 401(k)…
What are unconventional personal loans?
Key takeaways Unconventional personal loans are personal loans offered by non-traditional lenders, such as online lenders and lending marketplaces. Getting…
How to get a refund for a fraudulent credit card transaction
SolStock/Moment/Getty Images Key takeaways Suspecting a fraudulent credit card transaction should not be overlooked and can be addressed through certain…
The Death Of Free Checking Accounts
Most banks and credit unions offer at least one or two checking account options that can be free, although you…
I’m 52 With $1.6 Million in a Taxable Brokerage Account and $1.1 Million in an IRA. Can I Retire Now?
It can be financially feasible to retire when projected retirement income equals or exceeds projected retirement expenses. In many cases,…
Should you use vacation loans to cover travel expenses?
Key takeaways Vacation loans can help pay for a trip's expenses, but they should only be used if you have…
Guide to Spirit Airlines Free Spirit
Key takeaways Free Spirit members can earn points by purchasing airfare and additional services from Spirit Airlines, using Free Spirit…
Is Your IRA Safe From Creditors?
Retirement accounts are protected from creditors and lawsuits most of the time, but not all the time. You should know…
When Can My Spouse Claim Social Security Benefits?
Knowing when a spouse can claim Social Security benefits can significantly impact retirement planning. Spousal benefits allow one partner to…
Upstart vs. SoFi: Which offers better personal loans?
JGI/Tom Grill/Getty Images Key takeaways Upstart is best for consumers with less-than-perfect credit. SoFi is best for those with good…
