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Latest Debt News

Do Payday Loan Apps Lead To A Cycle Of Debt? Should You Avoid Them?

Fifty-nine percent of Americans are uncomfortable with the amount of money they have stashed in an emergency fund. When people…

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12 Reasons to Consider a Pay Cut

We are almost hardwired to pursue ever increasing pay levels. Each job should, ideally, give us a salary bump. Yearly…

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What Happens If You Are Late On Your Chapter 13 Bankruptcy Payment?

Key takeaways The court could dismiss your case or change it to Chapter 7 if you’re late on your Chapter…

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What Are The Best Budgeting Apps? Here Are The Top 17 To Turbocharge Your Savings

Mint, one of the best budgeting apps, shut down early in 2024.  As longtime budgeting fans, we’ve had a difficult…

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Should I File Bankruptcy For $12K Debt?

Key takeaways There is no minimum amount of debt required to file for bankruptcy.  Because of legal fees and long-term…

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What Are 6 Family Finance Hacks Every Parent Should Know?

123rf Managing family finances can feel like juggling with one hand tied behind your back. Between household bills, groceries, and…

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Dave Says: Keep Boundaries In Place & They’re Not Inconsistent Concepts

(Keep a Boundary in Place) Dear Dave, I have a money market account that I use as both my checking…

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5 Tips to Make the Most of Your Grocery Budget Ahead of the Holiday Season

Cut Out Restaurant and Delivery Meals to Save Cutting out restaurant and delivery meals, e.g. Uber Eats deliveries at home,…

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Five Expenses Ordinary People Have That The Rich Don’t

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Conditional Loan Approval Explained: Is Your Dream Home Closer Than You Think?

123rf Securing a mortgage is a big step toward homeownership, and a “conditional loan approval” might be the green light…

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