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The Difference Between Secured vs. Unsecured Debt
Key takeaways Secured debt uses an asset as collateral to secure the loan, while unsecured debt doesn’t require any collateral.…
7 Reasons Why This Is Not The Time To Refinance Your Mortgage
Image Source: 123rf.com Refinancing your mortgage can be a smart financial move. However, you need to consider the timing. Interest…
Credit Card Debt Relief for Teachers: 5 Programs That Can Help You Breathe Again
Image Source: Pexels The 2021 National Education Association survey reported that 53% of teachers from the pre-kindergarten through Grade 12…
Here’s How to Become A Teacher In Florida
Image Source: 123rf.com Being a teacher in Florida (or any other state) can be an incredibly rewarding career path. It…
Do Medical Bills Affect Your Credit? New Federal Rules
Key takeaways As of March 2025, new federal rules will remove all medical debt from consumer credit reports, including unpaid…
8 Things You Should Never Say In A Retirement Letter To Your Employer
Image Source: 123rf.com More than 4.1 million Americans will turn 65 this year, and many will make the decision to…
Here Are 6 Benefits to Using Affirm For Your Major Purchases
Image Source: 123rf.com There is no shortage of financing options today. Services like Affirm, Afterpay, and Klarna make it easier…
When To Use A Personal Loan To Pay Off Credit Card Debt
Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can…
Only 4% of the Poor Become Rich. Here’s How That 4% Transformed Their Lives
Sadly, I could share all of the Rich Habits, success tips, wealth advice, health research, etc. with everyone in the…
Are These Financial Products & Services Overhyped? We Take a Deep Dive to Find Out!
Image Source: 123rf.com The financial is full of all kinds of products and services that promise to change the way…
