Debt

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Latest Debt News

Who qualifies for debt forgiveness?

Key takeaways Debt forgiveness can reduce or wipe out certain types of debt, but you’ll typically need to meet strict…

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Non-Profit Debt Consolidation Programs for Low-Income Individuals

123rf Debt can be overwhelming, especially for those with limited income. Finding a way to manage it effectively is crucial.…

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Do you pay taxes on debt forgiveness?

Key takeaways While the debt forgiveness process could reduce or eliminate what you owe creditors, there are tax consequences to…

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Want to Take a Road Trip Without Breaking the Bank?

We’ve got 6 tips to keep it fun and budget-friendly By Monika Ritchie There’s nothing like a road trip to…

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Are There Any Social Security Spousal Benefits Loopholes Left?

Canva Navigating the Social Security spousal benefits loopholes can feel like decoding a mystery. With constant changes to the rules,…

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3 steps to calculate your debt-to-income ratio

Key takeaways To calculate your debt-to-income ratio, add up your monthly debt payments and your gross monthly income and then…

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What Is The Best Time To Buy A House In Texas?

When you are trying to pinpoint the best time to buy a house in Texas, there are a number of…

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What debt management tool is right for you?

Debt is a fact of life for many Americans. The average credit card balance in 2023 was $6,501, with 49…

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Are There Any Social Security Spousal Benefit Loopholes Left?

123rf Social Security spousal benefits have long provided crucial financial support for married couples during retirement. However, as rules have…

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How long does debt relief stay on your credit report?

Financial strain can happen anytime, leaving you needing help to deal with your financial commitments. While there are several options…

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