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How to refinance when you have a second mortgage
Westend61/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways You can refinance a second mortgage on its own fairly easily. Refinancing…
Do you need a down payment to refinance your mortgage?
Key takeaways You don’t need a down payment to refinance, but you’ll likely have to come up with cash for…
What is the average down payment for first-time homebuyers?
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The average down payment on a house for a first-time buyer…
Does homeowners insurance cover basement flooding?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
What is a homeowners insurance deductible?
Key takeaways A home insurance deductible is the amount you are responsible for paying out of pocket in the event…
Guide to refinancing an FHA loan to a conventional loan
PeopleImages/Getty Images Key takeaways By refinancing an FHA loan to a conventional loan, you could get a lower interest rate…
VA closing costs: What are they and how much are they?
Key takeaways VA loans come with closing costs, which include the origination fee, funding fee, discount points and other fees…
HO-2 homeowners insurance policies
Tony Anderson/Getty Images Key takeaways An HO-2 policy is a type of homeowners insurance that only covers damages caused by…
12 questions to ask a Realtor when buying a house
Buying a home can be stressful — the experience involves many steps and a lot of money. It’s complex, but…
Beating the generational money curse: How homeownership builds your family’s wealth
Key takeaways Buying and owning a home can lay the foundations of generational wealth. Home equity can increase substantially over…
