Homes
Latest Homes News
What is redlining? The history of racism in U.S. real estate
Key takeaways Redlining was a real estate practice in which certain neighborhoods were designated as high-risk, largely due to racial…
What are the pros and cons of home equity loans? A homeowner’s guide
FG Trade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The benefits of a home equity loan include consistent monthly payments, lower…
The best home loan: how to shop for and compare mortgage offers
Key takeaways By comparing offers from multiple lenders, you’re more likely to find the best rate and save money. Before…
Good Neighbor Next Door program: What it is and how to apply
Key takeaways The Good Neighbor Next Door Program offers qualifying buyers a chance to purchase a HUD-owned property for half…
Small size, big headaches: how to insure a tiny home
Key takeaways Tiny houses may qualify for specialty insurance, RV insurance, mobile/manufactured home insurance or be added onto an existing…
What are mortgage-backed securities?
Key takeaways A mortgage-backed security is an investment product that consists of thousands of individual mortgages. Investors can purchase MBSs…
How to sell a house by owner in Illinois
andyKRAKOVSKI/Getty Images Interested in selling your home in the Prairie State without the help of a Realtor? It’s certainly doable,…
What is an interest-only mortgage and how does it work?
Key takeaways Interest-only mortgages let you pay just the accruing interest on your loan for an introductory period — but…
What is Ginnie Mae?
Key takeaways Ginnie Mae (the Government National Mortgage Association) plays a crucial, if behind-the-scenes role, in government-insured/guaranteed mortgages like FHA…
HO-8 insurance
The Good Brigade/Getty Images Unless you are an insurance agent, you may not know that there are multiple types of…
