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Latest Homes News

Should I use a home equity loan to buy a car?

Key takeaways Generally, you shouldn't use a home equity loan or HELOC to buy a car. Although they may offer…

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Mortgage application: What’s included and how to prepare

Key takeaways The full mortgage application takes place after you’ve had an offer on a home accepted. Your lender will…

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Is the housing market going to crash? What the experts are saying

Key takeaways Mortgage rates are high, but home prices keep rising — blame the lack of housing supply. Economists predict…

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Why is housing inventory so low? Understanding the U.S. housing shortage

Richard Newstead/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The housing shortage is essentially a problem of supply and demand: There…

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What is a non-QM loan? The lowdown on non-qualifying mortgages

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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Smart ways to use your home equity for remodeling

In this article Caret Down Caret Up Key takeaways Rising home prices, low inventory and high mortgage rates have homeowners…

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A median-priced home in the U.S. requires a salary of at least $100K. Can a parent buy for a child who’s just starting out?

Key takeaways Purchasing a home for a child can help them build wealth and financial stability. Some of the ways…

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Lender credits: What are they and how do they work

Juanmonino/Getty Images: Illustration by Issiah Davis/Bankrate Our writers and editors used an in-house natural language generation platform to assist with…

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What are commercial real estate or CRE loans?

Key takeaways Commercial real estate loans are used to purchase, construct, rehabilitate or refinance commercial properties, as opposed to residential…

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How much house can I afford with a $180K salary?

David Papazian/Getty Images Homeownership is likely well within your reach if you earn an annual salary of $180,000. The median…

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