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Guide to FHA adjustable-rate mortgages
FHA loans have made their mark as Federal Housing Administration-insured mortgages whose generous terms make homeownership accessible to many borrowers.…
The history of home (un)affordability
Key takeaways In the past 60 years, home prices have grown more than twice as fast as wages. In addition,…
What are open houses, and how do they work?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus…
How to refinance when you have a second mortgage
Westend61/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways You can refinance a second mortgage on its own fairly easily. Refinancing…
Do you need a down payment to refinance your mortgage?
Key takeaways You don’t need a down payment to refinance, but you’ll likely have to come up with cash for…
What is the average down payment for first-time homebuyers?
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The average down payment on a house for a first-time buyer…
Does homeowners insurance cover basement flooding?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
What is a homeowners insurance deductible?
Key takeaways A home insurance deductible is the amount you are responsible for paying out of pocket in the event…
Guide to refinancing an FHA loan to a conventional loan
PeopleImages/Getty Images Key takeaways By refinancing an FHA loan to a conventional loan, you could get a lower interest rate…
VA closing costs: What are they and how much are they?
Key takeaways VA loans come with closing costs, which include the origination fee, funding fee, discount points and other fees…
