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Latest Homes News
What is a debt-to-income ratio for a mortgage?
Key takeaways Your debt-to-income (DTI) ratio is a key factor in getting approved for a mortgage. Most lenders see DTI…
What is the VA funding fee?
SDI Productions/Getty Images Key takeaways Most VA loan borrowers pay a VA funding fee. The fee is equal to a…
What is a VA streamline refinance (VA IRRRL) and how does it work?
Key takeaways Also known as a VA streamline refinance, an interest rate reduction refinance loan (IRRRL) is a type of…
‘We buy houses’ companies in Oregon
Yellow Dog Productions/Getty Images Thinking about selling your Oregon home? If you go the traditional route, listing it with a…
Property tax rates by state: What to expect in your area
All homeowners must account for regular expenses above and beyond their mortgage payments, and one of the most reliable of…
Does refinancing a mortgage hurt your credit?
Key takeaways Refinancing a mortgage temporarily lowers your credit score. Refinancing can affect your credit score for up to one…
Are government loans easier to get?
Key takeaways Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates…
Your home’s worth more than ever. But is borrowing against it a good idea?
If you’re a homeowner, odds are you’re sitting on a source of cash right now. As housing prices have soared,…
How to save on homeowners insurance premiums in 2024
Willie B. Thomas/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Homeowners insurance can be costly, but there are several…
How to sell a house by owner in Indiana
Nicholas Klein/Getty Images Key takeaways Indiana law does not require you to hire a real estate agent in order to…
