Retirement
Latest Retirement News
401(k) Beneficiary Rules for Non-Spouses
Understanding 401(k) non-spouse beneficiary rules is key for anyone planning their estate and retirement. When a non-spouse inherits a 401(k),…
6 Unexpected Retirement Expenses You May Face
Unexpected expenses could creep up in retirement and put your nest egg at risk. These can include healthcare, housing or…
I’m 55 With $1.2 Million in My 401(k). Should I Pivot to Roth Contributions?
Building up some retirement savings in a Roth account when you already have a significant traditional 401(k) at age 55…
How to Create a Retirement Income Stream
Creating a reliable and adequate income stream from investments is one of the main goals of retirement planning. Learning how…
Can Retirees Contribute to a Traditional or Roth IRA?
Tax-advantaged retirement accounts such as traditional and Roth IRAs are important tools for retirement planners accumulating wealth to provide for…
How Does Medicare Work If You Have Retiree Insurance?
Leaving the workforce doesn’t necessarily mean leaving employer-provided health insurance behind. Some companies continue to offer retirees health coverage, even…
Social Security in Texas: Everything You Need to Know
As one of a handful of states with no state income tax, Texas is one of the more financially attractive…
When Is the Best Time of Year to Retire?
Choosing the best time of year to retire is largely subjective as it can impact your taxes, healthcare costs, retirement…
Can a CSRS Retiree Collect Spousal Social Security?
Determining whether a Civil Service Retirement System (CSRS) retiree can collect spousal Social Security benefits isn’t always easy. Typically, because…
Do 401(k) Contributions Automatically Stop When You Hit the Limit?
Understanding when 401(k) contributions stop is essential for employees who want to maximize their retirement savings. Contributions to a 401(k)…
