Retirement
Latest Retirement News
What Is Excess Accumulation in Qualified Retirement Plans?
Navigating the rules and regulations surrounding qualified retirement plans like 401(k)s can be complex, particularly when it comes to required…
I’m 63 and Make $125k, With $900k in an IRA. Should I Do a Roth Conversion on $90k per Year to Avoid RMDs?
Converting an IRA to a Roth IRA is a popular approach to avoiding mandatory required minimum distributions (RMDs) — and…
How to Claim Spousal Social Security Benefits
If you’re married, divorced, or widowed, you may be wondering how to claim spousal security benefits based on your spouse’s…
Defined Benefit Plans for the Self-Employed
Unlike other retirement plans, a defined benefit plan for the self-employed promises a specific payout upon retirement, calculated based on…
I Will Claim a $3,750 Social Security Benefit. Will My Wife Automatically Get a Spousal Benefit?
If your wife is eligible to collect a spousal benefit, whether or not it is paid automatically can depend on…
At What Age Should You Retire From the Federal Government?
Federal employees generally receive annuity-based pension funds when they retire. Depending on when you joined the government, this may be…
We’re 62 With $1.1 Million in 401(k)s. Should We Convert $100,000 Per Year to Avoid RMDs?
Converting 401(k) funds into Roth accounts can reduce or eliminate the need to take Required Minimum Distributions (RMDs) that can…
When to Start Saving for Retirement
Determining when to start saving for retirement can have a major impact on your financial future. Beginning early allows you…
Does Workers’ Compensation Affect Social Security Benefits?
Workers’ compensation, which provides financial support for employees injured on the job, can impact the amount you receive from Social…
How to Stay Socially Active as a Retiree
Retirement can be an exciting new chapter, offering ample opportunities to stay socially active. Engaging in community activities, joining clubs…
